This Terms of Service Agreement (“Agreement”) is a legal agreement between you (“Member” or “you”) and (“Company” or “we”) and governs your use of our website, online courses, blogs, podcasts, and other services (collectively, the “Services”).

Our Services are available only to individuals who can form legally binding contracts under applicable law. Without limiting the foregoing, our Services are not available to minors. By using our Services, you represent that you are at least 18 years of age and have the legal capacity to enter into this Agreement.

To access our Services, you must become a Member by creating an account and paying the applicable fees. We reserve the right to change our membership plans and fees at any time. If we do so, we will provide you with notice of the changes.

Subscription Refunds:
We offer a 14-day money-back guarantee for our membership fees. If you are not satisfied with our Services within 14 days of your purchase, you can request a full refund.

Subscription Cancellations:
You may cancel your membership at any time by contacting us through our website or email. If you cancel your membership, you will not be entitled to any refund of any membership fees.

We do not share Member information with any outside sources. We will only use your information for the purpose of providing the Services and communicating with you about your membership.

Payment Information:
We protect payment information by using industry-standard encryption and security protocols. We do not store any payment information on our servers. We use third-party payment processors to handle all transactions, so we do not have access to your payment information.

Use of Services:
You agree to use our Services only for lawful purposes and in accordance with this Agreement. You agree not to use our Services to:

1. Upload, post, or transmit any content that is illegal, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable, or that violates any party’s intellectual property rights.

2. Upload, post, or transmit any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation.

3. Upload, post, or transmit any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.

4. Interfere with or disrupt the Services or servers or networks connected to the Services, or disobey any requirements, procedures, policies, or regulations of networks connected to the Services; “stalk” or otherwise harass another; collect or store personal data about other users.

Intellectual Property:
Our Services and all content, including but not limited to text, images, graphics, logos, and software, are protected by copyright, trademark, and other intellectual property laws. You may not use our Services or any of our content for any commercial purpose without our express written consent.

Disclaimer of Warranties:
Our Services are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of our Services or the information, content, materials, or products included on our Services.

Limitation of Liability:
In no event shall we be liable for any damages whatsoever, including without limitation, direct, indirect, special, incidental, or consequential damages, arising out of or in connection with the use or inability to use our Services.

You agree to indemnify and hold us and our affiliates, officers, agents, and employees harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of our Services, your violation of this Agreement, or your violation of any rights of another.

Changes to this Agreement:
We reserve the right to change this Agreement at any time. We will provide you with notice of any changes by posting the new Agreement on our website. Your continued use of our Services after any changes have been made will constitute your acceptance of the new Agreement.